Individual & Family Insurance

Obamacare (ACA) On marketplace and Off marketplace Private Options

Policy Pathways Insurance is here for you, We offer fee free agent services to assist you with all your health insurance needs. We can help you understand if you qualify for a premium tax credit & how monthly income fluctuations may affect you at tax time ...Obamacare can be tricky so it's very important to understand how it works or you could have unfortunate tax consequences.

Are There Options To Obamacare

YES ...You May Have Options, If you're relatively healthy & we can qualify you for an underwritten policy that covers your area, you may be able to save money. These policies can be great options for, those who missed or need coverage outside of the open enrollment period, loss of employment coverage & can't afford COBRA, Have a waiting period for employer benefits to start, Working part-time while searching for full-time work, Don't qualify for a premium tax credit, Bridge to Medicare, . *These plans may have term limits that vary by state.

  • Individual & Family plans that offer great coverage options
  • Choice of Deductibles, Co-insurance, Copays & Drug coverages
  • Many plans offer bundle options dental, vision, and accident coverage
  • Use an indemnity plan to cover: Deductibles, Coinsurance & More
  • These plans do require underwriting, Consult with our agents on plans
  • Premiums can be much lower than marketplace plans or COBRA

We Are Here For You

Policy Pathways Insurance Is Here To Help You Save Money

Without Sacrificing great Health Insurance Benefits

Keeping you & Your Family Covered


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Local Phone (630) 864-6430

Toll Free: (844) 864-3364

MEDICARE Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options

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